How prepared are you? (Part 1 of 2)

This thoughtful, two-part article was written by Tammy Sturgeon.

Recently I lost my mother to a lung disease that we had never heard of. She passed 2 ½ weeks after her diagnosis.  Before her diagnosis, she was a vibrant, healthy 68 year-old woman.  As most of you know, I grew up in this business–my father owned a salvage yard and a crushing business.  My mother contributed to our family’s business by  paying bills, reconciling bank statements, and performing many of the important behind-the-scenes tasks that made the our business and household run smoothly. 

Most small businesses have someone like my mother. 

If something happened to the loved one who takes care of these behind-the-scenes duties in your business and home, could you take over their duties?

Most likely the answer is NO.  Hopefully, this article will help you prepare yourself for a day that we all hope never comes. 

Prudent business people need to plan for the loss not only of loved ones, but also for the possible loss of all those persons vital to their business.  What if you lost your office manager or accountant?  Are you capable of training someone to take over the job without lowering your level of service?  How much do you really know about all of the tasks it takes to run your business and home? 

Here is a simple way to prepare.  Write down a list of all the duties that each key person performs and do them for a week. At the end of the week, you will have a far better understanding and appreciation for the little things such as filing, reconciling statements, and other behind-the-scenes items vital to making sure that your business runs smoothly.  At home, make a list of the duties your spouse performs daily, weekly, monthly, and learn to do them for yourself.


We all take for granted the people who are in our lives, or business. It’s human nature. We also take for granted that our loved ones and key people will always be there to do what they do day in and day out. The reality is that the loss of a loved one is unbearable, but it can be made only a little less so by preparing.  By preparing, you can spare yourself the added worry about what bills are to be paid, when the trash is picked up, and the many other important things your loved one contributes to your home and business.

Next month importance of having a Will, Power of attorney, and living will.

Don’t forget to go the website for my new book,, to learn all the backroom business terms. There are 1,200+ terms in over 300 pages, with hilarious illustrations by world famous Gahan Wilson. You can register there for your free weekly “green weenie.” If you want to know what a three fingered booger is, or what’s in a train wreck envelope, it’s the only place to go!

Remember only you can make business great!

Ron Sturgeon, Mr. Mission Possible, has been a successful business owner for more than 35 years. As a small business consultant, he can deliver wisdom and advice gleaned from an enviable business career that started when he opened a VW repair business as a homeless 17-year-old and culminated in the sale of several businesses he built to Fortune 500 companies.Ron has helped bankers, lawyers, insurance agents, restaurant owners, and body shop owners, as well as countless salvage yard owners to become more successful business people. He is an expert in helping small business owners set the right business strategies, implement pay-for- performance, and find new customers on the web.

As a consultant, Ron shares his expertise in strategic planning, capitalization, compensation, growing market share, and more in his signature plainspoken style, providing field-proven, and high-profit best practices well ahead of the business news curve. Ron is the author of nine books, including How to Salvage More Millions from Your Small Business.

To inquire about consulting or keynote speaking, contact Ron at 817-834-3625, ext. 232,, 5940 Eden, Haltom City, TX 76117.